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If you look at the world’s most successful entrepreneurs and CEOs, there’s one thing they virtually all have in common: they’re curious.

Analysts paint pictures of energy-hungry data centres the size of small towns, with some even claiming that AI could push national grids to breaking point. But how much of this doom and gloom will actually materialise? While there’s no doubt AI requires energy, the narrative often ignores technological trends that are making AI more efficient and widely distributed.

Now, artificial intelligence is knocking at the door, offering fintech a new lifeline - or a serious threat, depending on how the industry chooses to respond.