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Remember when the news was boring? When the “end of history” was being theorised by Francis Fukuyama as we entered the post-Cold War consensus. Those days look like a peaceful dream compared to the reality we live in today. It feels like every morning, when we wake up and check our phones (an awful habit, I know), there’s a breaking story about a scandal, a conflict, a market shock, or a new law. Politics, technology, economics and geopolitics now collide daily, often in unpr

In the waning hours of the year, we all make promises to ourselves about the kind of person we’ll be next year. We’ll definitely hit the gym regularly, read more, get up earlier and eat better.  Then the alarm rudely goes off on the 30th of January, often giving way to a cold morning (even surprisingly, if you’re a fellow Texan) and suddenly the promises you made to the future are being weighed up against 5 more minutes of snooze. Our professional resolutions in the workplace

The fintech sector looked very different in 2025 than most expected. Forecasts called for another year of hyper growth and user acquisition at any cost. What we saw instead was a sharp turn toward sustainability, real revenue, and better unit economics. The industry matured faster than many anticipated. 1) Profit over pure growth  The old playbook of “grow first, monetize later” ran out of road as funding tightened. Boardroom conversations shifted to contribution margin, payb