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Remember when the news was boring? When the “end of history” was being theorised by Francis Fukuyama as we entered the post-Cold War consensus. Those days look like a peaceful dream compared to the reality we live in today. It feels like every morning, when we wake up and check our phones (an awful habit, I know), there’s a breaking story about a scandal, a conflict, a market shock, or a new law. Politics, technology, economics and geopolitics now collide daily, often in unpr

The fintech sector looked very different in 2025 than most expected. Forecasts called for another year of hyper growth and user acquisition at any cost. What we saw instead was a sharp turn toward sustainability, real revenue, and better unit economics. The industry matured faster than many anticipated. 1) Profit over pure growth  The old playbook of “grow first, monetize later” ran out of road as funding tightened. Boardroom conversations shifted to contribution margin, payb

Instead of telling you that I’ll absolutely go to the gym every day, I thought I would instead share some new year’s resolutions...

Reflecting on my journey through the unpredictable terrain of entrepreneurship over the years.