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Investor. Founder. Entrepreneur. Dad.
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Fintech’s 30-Year Cycle – And Whether AI Will Break It
We tend to talk about technology as if it arrives overnight. One moment the world looks one way, the next everything has changed. In reality, technological change usually unfolds much more slowly, but this can be difficult to notice if you’re not watching closely. A useful way to think about it is a 30-year cycle: roughly 10 years for a technology to emerge, another 10 years to build stability and infrastructure, and a final decade where it matures and genuinely transforms
Mar 313 min read


How can we really stick to our new years resolutions?
In the waning hours of the year, we all make promises to ourselves about the kind of person we’ll be next year. We’ll definitely hit the gym regularly, read more, get up earlier and eat better. Then the alarm rudely goes off on the 30th of January, often giving way to a cold morning (even surprisingly, if you’re a fellow Texan) and suddenly the promises you made to the future are being weighed up against 5 more minutes of snooze. Our professional resolutions in the workplace
Jan 303 min read
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